My wife and I

try to do as much as we can with fundraisers so we do put about $200 a yr aside for that for our son and his school. We do not do all of them since they have so many every year.

We did stop soccer for the fall and will start up again in the spring. I feel bad but we need to make sure we have as much money saved so if one of us gets let go due to reductions we are not so bad off.